Budgeting to Become a Homebuyer
You have found yourself in debt, but you have also found yourself wanting to buy a home. You want to pay off the money that you owe all while saving up money for your dream home. It is possible? First...
View ArticleConventional Loan vs FHA Loan vs VA Loan vs USDA Home Loans
When shopping for a mortgage it is a good idea to compare loan options. Many lenders offer a variety of home loans that might fit your needs. Each mortgage options has it benefits and weaknesses that...
View ArticleHow to Get Your Offer Accepted
If you have been searching for a house in the last couple of years, you will be familiar with what the real estate industry calls a “lack of inventory”. This means that there are more people looking...
View Article5 Steps to do When you get Denied for a Mortgage
The feeling of rejection can be overwhelming especially if it is for a mortgage denial. If you applied for a mortgage to buy a home, chances are you were making major plans in your life to prepare for...
View ArticleBreakdown Your Credit Score
When buying a home, your credit score is an important factor in your home loan approval. It is important to know what is on your credit and what credit score you have when applying for a mortgage....
View ArticleHow to get the Best Mortgage Loan
When it comes to home loans, there are hundreds of loan programs and options that you may want to consider. Many first time home buyers do not know where to start when they want to buy a home. It is...
View ArticleTop 3 Myths About Using a Mortgage Broker
Mortgage Broker Myth #1 One of the biggest myths of using a Mortgage Broker is that they do not have control of the underwriting process. Many retail lenders and banks claim this because they have...
View ArticleFHA vs Conventional Loans
Conventional Loans are home loans that conform to the underwriting guidelines set by the Government Sponsored Entities, Fannie Mae and Freddie Mac. In the past, conventional loans were only for elite...
View ArticleWhy Michigan Mortgage Rates Dropped in 2019
March 2019 was the best month for Michigan Mortgage Rates in a Decade! Refinance your mortgage and Lock in a Low Rate!
View Article5 Questions to Ask Yourself Before Buying a Home
How Long Do I Plan to Live in the House? Before you decide to buy a home you should review your goals and timelines. It is important to know how long you plan to live in your home. Each timeline will...
View ArticleWhat is a Mortgage Pre-Approval?
A mortgage pre-approval is given when a loan officer has looked in depth into your finances and has calculated the amount that you are likely approved to borrow to buy a home. They will base your...
View ArticleDown Payment Assistance to Buy a Home in Michigan with BorrowSmart
Buy a home using down payment assistance in Michigan with Freddie Mac’s BorrowSmart Program. Homebuyers below the Area Median Income (AMI) Limits can receive up to $2500 in down payment assistance. The...
View ArticleIs 2023 a Good Time to Buy a Home or will we see a Crash?
You may be wondering, is 2023 a Good Time to Buy a Home? If you have been paying attention to the housing market for the past few years, you will know that it’s been a wild ride. Many families hoped to...
View ArticleBuying a Home with Bad Credit: What You Need to Know
Buying a home is a dream for many, but for those with bad credit, the process can seem daunting. The good news is, it’s still possible to buy a home with bad credit, but it may require some extra...
View ArticleHow to use Mortgage ChatGPT to Simplify the Mortgage Process
What is ChatGPT and How do I use it for Mortgages? The process of obtaining a mortgage can be daunting, especially for those who are first-time homebuyers or unfamiliar with the process. There are many...
View ArticlePurchase a Home with a 1% Down Mortgage
Riverbank Finance LLC is excited to offer the new Conventional 1% Down with Equity Boot home loan program. This program is better than 99% financing. You purchase a home with a 1% down payment and we...
View ArticleMichigan’s Top Real Estate Agents: How to Find a Rockstar Realtor
When searching for Michigan’s top real estate agents, doing your research is crucial. A real estate agent is like your secret weapon, guiding you through the market, negotiating on your behalf, and...
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